Privacy Policy
Knudge, Inc is committed to the privacy of our users. We strive to set consistent standards for all of our users, and this Privacy Policy explains the data that Knudge, Inc collects.
We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date below. If the changes are significant, we will provide you with additional notice (such as adding a statement to our homepage or sending you an email notification). We encourage you to review the Privacy Policy whenever you access the Services to stay informed about our information practices and the choices available to you.
This privacy policy was last updated on .
WHAT DATA DO WE COLLECT?
Knudge collects the following data:
- Personal identification information including the name, email address, phone number, or mailing address of Knudge users
- Communication sent or received via Knudge
- For advisors, information regarding the management of your practice, including personal identification information of your clients
- Any feedback or communication sent to Knudge, Inc via email
HOW DO WE COLLECT YOUR DATA?
You directly provide Knudge with most of the data we collect through explicit forms. We collect and process data when you:
- Create an account with Knudge
- Communicate via Knudge
- Enter information about clients and peers on Knudge
- Complete surveys or provide feedback to Knudge
- Use or view the Knudge website or app
Aside from explicitly entered data and communication sent to or through Knudge, Knudge may passively collect relevant information such as a device’s reported time zone for message scheduling and may maintain knowledge of system preferences for presentation purposes. Such data may be sent to Knudge upon creating or updating an account or otherwise authenticating with the application.
What this is saying
Knudge collects data when you interact with Knudge products or when you communicate directly with Knudge Inc. In case it’s unclear, this is mainly stating something obvious — if you fill out a form with a ‘my first name’ field and submit it, then Knudge will know your first name. There’s not much passive communication.
One time passive communication can occur is if unexpected errors are encountered. We try to snapshot some diagnostic data so that we know about the error and can fix it. That data may include information like “right before this happened, the user clicked this link,” but we try to avoid getting too specific. All diagnostic data gets deleted within one month of its creation.
HOW DO WE USE YOUR DATA?
Knudge collects data so that we can:
- Provide you Knudge services, such as communication with your clients or advisors
- Manage your Knudge account
- Analyze, personalize, or improve Knudge, Inc products and services
What this is saying
Knudge uses your data to make the Knudge product function and to manage Knudge, Inc’s relationship with you.
WHO CAN ACCESS YOUR DATA?
For clients, contact information entered by the client themself, such as their name, email address, phone number, and avatar image, can be seen by advisor organizations to which they are an active contact. These advisor organizations also see their status as a registered user and shared activity. The client may opt-out from communication with an advisor, in which case previously shared information remains available to the advisor, but not new information.
For advisors, comparable organization metadata (name, logo, etc) are visible to any contacts they create, add, or invite.
Knudge Inc. is able to access data and may do so to assist with correcting issues, complying with external requirements, or in the course of software development. For paid advisor accounts, Stripe, Inc maintains and has access to information about payments for each account.
In the event that an advisor makes use of third-party integrations with other services, data that they elect to share between the services, such as contact information, may be accessible to that party.
HOW DO WE STORE YOUR DATA?
Knudge securely stores data. All data is encrypted at rest and in transit, meaning there is no place where your sensitive data can leak in a readable form.
On our end, your data is stored in 2 places:
- In our database, hosted in Google Cloud. This is where most of your data is saved. It is solely accessible through secure endpoints provided by our backend API (which powers the Knudge app) and via an administration tool available to core Knudge engineers.
- In Google Cloud Storage. This is used to store things (like any avatar image you upload) which are more broadly accessible to other people you interact with on Knudge. Those image URLs are public (because they are sometimes shown in emails).
Some data may be stored by the agent that you use to access Knudge, such as the authentication cookie and application preferences that are local to a single installation.
In the client, Knudge takes various precautions, including employing a strict CSP (content security policy), to prevent data exfiltration or cross-site scripting attacks.
Please be aware that no security solution is perfect, and we are not responsible for any penetration or circumvention of any security measures contained in Knudge products. Knudge does not encourage you to make any personally identifiable information public other than what is necessary for you to use Knudge. You understand and acknowledge that, even after removal, copies of your data may remain viewable in cached pages, archives and storage backups or if other users have copied or stored data which you have shared with them.
What this is saying
Knudge takes data privacy and security seriously, and has implemented data storage solutions to keep your data secure.
Knudge is a tool for communication. Maintaining the privacy of your personal information is a shared responsibility, and while we will limit what we ask for and what we do with your information, we encourage you not to share it unless you need to. Please keep in mind that you are responsible for the content of your account and all your messages.
WHAT ARE YOUR DATA PROTECTION RIGHTS?
Knudge would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:
- The right to access
- You have the right to request copies of your personal data from Knudge, Inc. We may charge you a small fee for this service.
- The right to rectification
- You have the right to request that Knudge, Inc correct any information you believe is inaccurate. You also have the right to request that Knudge, Inc complete information you believe is incomplete.
- The right to erasure
- You have the right to request that Knudge, Inc erase your personal data, under certain conditions.
- The right to restrict processing
- You have the right to request that Knudge, Inc restrict the processing of your personal data, under certain conditions.
- The right to object to processing
- You have the right to object to Knudge, Inc’s processing of your personal data, under certain conditions.
- The right to data portability
- You have the right to request that Knudge, Inc transfer the data that we have collected to another organization, or directly to you, under certain conditions.
If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at our email, info@knudge.com.
What this is saying
You have rights to protect your own data. If you request that Knudge make changes or deletions, we’ll respond to you within one month. Note that data constituting communication between financial advisors and their clients sometimes must be retained by law.
HOW DO WE USE COOKIES?
Cookies are data sent with HTTP requests and responses that allow identifying an ongoing session or otherwise tracking interaction between a user and a web application. Knudge uses cookies for authentication (allowing users to log in and be recognized). Knudge does not use cookies for cross-site tracking or advertising.
Third party services with which we integrate, such as Stripe, may also use cookies, and the conditions and purposes of such cookies are governed by their own policies.
HOW TO CONTACT KNUDGE
If you have any questions about Knudge Inc’s privacy policy, the data we collect, or you would like to exercise one of your data protection rights, please contact us at info@knudge.com.